Coverage Highlights:

Our human services program combines professional liability with general liability, property, auto, umbrella, and other specialty coverages, such as:

• Abuse and molestation liability
• Defense outside the limit
• Employee benefits insurance
• Accidental death and dismemberment
• Crime

Limits & Deductibles:

• Professional Liability options up to $1M/$3M
• General Liability options up to $1M/$3M
• Auto limits up to $1M CSL
• Umbrella options up to $10M with $10,000 SIR
• Deductible options ranging upwards from $1,000.

Target Classes:
Some of the types of risks we consider are:

• Adoption/Foster Care Agencies
• Community Outreach Programs
• Mental/Behavioral Health Services
• Group Homes and Shelters

Includes Risk Management Services for insured:

• Consultative Services
• Customer Service Line
• Educational Webinars
• Abuse Risk Management, including a help-line, safety bulletins, and internet-based training
• Discounted Criminal Background Check service

To quote, we will need:

• Signed and dated Human Services general application and appropriate supplements (see Commercial Applications page).
• ACORD applications for all lines other than professional liability
• 5 years of currently valued loss runs
• Complete copies of policies and procedures
• Current brochures or web site address
• Copy of current licenses

If you have any questions please don't hesitate to contact us: