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Personal Lines

  • Homeowners & Dwellings: Our Habitation Department is skilled in the placement of homes of all values and sizes. We have both standard and excess and surplus lines markets available to assist in the placement of any account, whether on an Homeowners or Dwelling Fire form - or with or without wind coverage.
  • Manufactured Homes: Our Manufactured Home department provides professional assistance with the placement of your manufactured home accounts. We write with A rated carriers (or better), and have both admitted and non-admitted carriers. Wind coverage is available for most accounts on the coast.
  • Marine & Recreational Vehicles: We love the toys! Boats (personal and commercial), motorcycles, travel trailers, ATV’s, jet skies, golf carts… just to name a few.
  • Personal Umbrella & CPL: We offer the best in stand-alone liability coverage - personal umbrellas, excess liability, buffer policies, as well as your standard CPL coverage. We can write up to $25m limits and have a specialty market for the high profile risks.
  • Excess Flood: Our program is especially designed for owners of properties already carrying the maximum covreage available under the National Flood Insurance Program. Our simplistic underwriting structure, generous limits, and quick claims processing make this the coverage to beat!