Personal Lines

We provide admitted and non-admitted options. Many products are available for quoting/binding online. Products can be customized for specific needs of your clients. Our underwriters are specially trained in the following areas of expertise: 

Homeowners & Dwellings

The Homeowners Team handles simple and complex accounts. Coverages are customized to suit your needs. Specialties include homeowners, condos and dwellings for all occupancies. Challenges such as, coastal with wind, PC 9 and 10, stand-alone wind or earthquake, prior claims, or lapses are effectively handled within this team. CPL policies and umbrellas are available with standard or customized forms. Many accounts can be quoted and bound online. 

High Valued Homeowners

Homes exceeding a $1,000,000 dwelling value are handled within this team.  Admitted and non-admitted markets are available. High profile individuals come with a unique set of coverage needs. ​Our team of experts help protect the assets and the lifestyle of your high net worth clientele. 

Manufactured Homes

Tenant-occupied, owner-occupied, secondary/seasonal residences and vacant homes are acceptable.  Limits of up to $300,000. ​ Challenges that are effectively solved within this department include: contents coverage on vacant and tenant occupied, any age home, PC 9 or 10, tiny homes, stationary travel trailers. Availability varies by state.


Our team assists with Primary and Excess Flood nationwide.  Broad coverages are provided across all flood zones including CBRA. Most accounts can be quoted and bound online without an elevation certificate requirement.

Marine & Recreation

The Marine Team assists with toys, boats and floaters. Yachts and boats of all shapes and sizes are considered.  Corporate & Trust titling accepted.  Admitted and Non-Admitted policy forms available with liability limits up to $20 Million.

Partner With Us

Our people, service promise, products, and long-term committed agency partnerships, provide us with a vision for the future and enable us to find solutions to grow your business.

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